Geofund Service Agreement
This Geofund Service Agreement ("Agreement") is entered into between the organization agreeing to these terms (“Customer”) and Geofund Global Inc., a Delaware corporation ("Company"). Company and Customer are each a “Party” and collectively the “Parties” to this Agreement. Customer represents it is lawfully able to enter into this Agreement, and if it is entering into the Agreement for an entity, that it has legal authority to bind that entity. By clicking “I agree,” accepting a duly executed ordering document referencing these terms (an “Order Form”), or using the Services, Customer agrees to this Agreement as of the date of such acceptance (the “Effective Date”).
This Agreement governs Customer's access to and use of any software or services which Company makes available for purchase or use along with any associated tools, documentation, and websites, (collectively, the “Services”). Where Customer has entered into an Order Form, Customer's right to access and use the Services runs for the period specified in such Order Form (the "Service Period"), subject to earlier termination as set forth in this Agreement. Each Customer is independently bound by this Agreement with respect to its own Account and its own use of the Services, regardless of any commercial or operational relationship with another Customer.
1. SERVICES
1.1 Use of Services. Subject to timely payment of all fees and compliance with this Agreement and applicable law, Company grants Customer a limited, revocable, non-exclusive, non-transferable right to access and use the Services as described in this Agreement and the applicable Order Form(s). Access to the Services will be provided through an administrative account assigned by Company to Customer (the “Account”). Customer shall use the Services only for its internal business purposes and within the scope and usage limits set forth in this Agreement, the applicable Order Form(s), or otherwise designated within the Services.
1.2 Responsibilities. Customer must provide accurate and up-to-date information associated with its Account. Customer is responsible for all activities that occur under its Account, including activity by its employees, consultants, and contractors who are authorized by Customer to access the Services solely for Customer’s benefit (each an “Authorized User”). Customer may not make Account access credentials available to third parties, share individual login credentials between multiple individuals, or resell or lease access to its Account or Authorized User account. Customer shall ensure that all Authorized Users comply with this Agreement, prevent unauthorized access to the Services, and promptly notify Company of any unauthorized access to or use of the Services.
1.3 Restrictions. Company owns all right, title and interest in and to the Services. This Agreement does not grant Customer any rights to the Services or any Company intellectual property. Customer only receives rights to use the Services as explicitly granted in this Agreement. Customer will not, and will not permit Authorized Users, to use the Services (including any software, data, or documentation related thereto) in any way that: (i) violates any applicable law, regulation, or third-party rights; (ii) involves unauthorized access to, or use of, Company’s systems or data; (iii) attempts to reverse engineer (meaning to analyze, decompile, disassemble, decode, adapt, or otherwise attempt to derive the source code, underlying ideas, algorithms, file formats, or non-public APIs of the Services, whether by inspection, monitoring, or any other process , except to the extent expressly permitted by applicable law notwithstanding this restriction), discover know-how of the Services; (iv) modifies, creates derivative works from, copies, republishes, resells, sublicenses or distributes the Services or related documentation, except as expressly permitted in writing by Company; (v) removes or obscures any proprietary notices; or (vi) uses the Services, Confidential Information, or any output therefrom to develop, train, or build a product or service that competes with the Services.
1.4 Transaction Credits. Use of Services is provided through prepaid “Transaction Credits” which are redeemed when Customer submits transactions for processing through the Account (“Customer Transactions”). Transaction Credits are only valid for redemption during the Service Period and within the scope specified in the applicable Order Form (the “Scope”). The date a Customer Transaction takes place does not need to fall within the Service Period, provided the Customer Transaction falls within the Scope. Transaction Credits are not available where Customer does not have an active Order Form.
1.5 Nature of Credits. Customer may purchase additional Transaction Credits at any time via an additional Order Form, or pursuant to any standing replenishment authorized in an Order Form. Transaction Credits are non-refundable and non-transferable between Customers. Transaction Credits are not exchangeable for any sum of money or monetary value; have no equivalent fiat value; do not constitute or confer any personal property right; are not legal tender or currency; and to the extent permitted by law, are not subject to unclaimed property or escheatment.
1.6 Expiration and Rollover. Unless the Order Form specifies otherwise, unused Transaction Credits expire at the end of the Service Period. If the Order Form specifies any Transaction Credit rollover terms and Customer enters into a renewal Order Form before the end of the Service Period, unused Transaction Credits will carry over into the renewal Service Period, where they remain subject to this Section. Unused credits not carried over are forfeited. Transaction Credits are also subject to forfeiture in accordance with Section 2.3 in the event of suspension or termination for breach.
1.7 Service Access. Where Customer has an active Order Form, Customer is entitled to access and use the Services as specified in such Order Form during the Service Period. At all other times, including before Customer enters into an Order Form, between Service Periods, or after the end of the most recent Service Period, Customer's Account remains active solely to (i) view, download, and export Customer Content held in Customer's Account, (ii) receive and interact with Shared Content (defined in Section 4.7 below) from other Customers. During such read-only access, Company has no obligation to provide support to Customer beyond maintaining such functionality, and may suspend or terminate Customer's Account at any time, with or without cause, upon notice to Customer. Customer may enter into an Order Form at any time to obtain access under a Service Period.
2. FEES AND PAYMENT
2.1 Fees and Billing. Customer agrees to pay all fees (“Fees”) described in the applicable Order Form. Customer authorizes Company and its third-party payment processor(s) to charge the payment method provided by Customer. Fees are payable in the currency specified in the applicable Order Form and are due within thirty (30) days from the invoice date. If Customer’s payment cannot be completed, Company may downgrade or suspend access to our Services until payment is received. Company has the right to correct pricing errors or mistakes even after issuing an invoice or receiving payment. Customer may not set off or withhold amounts due.
2.2 Taxes. Fees are exclusive of all taxes, levies, duties, or similar government assessments, including without limitation value-added tax (VAT), goods and services tax (GST), sales tax, use tax, and withholding tax (collectively, “Taxes”). Customer is responsible for paying all Taxes associated with its purchases, which Company may charge as required by applicable law. For cross-border transactions where reverse-charge VAT applies, Customer is responsible for self-accounting for VAT in its own jurisdiction.
2.3 Suspension and Forfeiture. Company may suspend or terminate access to the Services, in the event of material breach of this Agreement, unauthorized use of the Services, or as required by applicable law. If such breach is not cured within thirty (30) days following written notice, Company may terminate this Agreement and any unused Transaction Credits will be forfeited as reasonable contribution towards Company’s administrative and reservation costs.
2.4 Disputes and Late Payments. To dispute an invoice, Customer must contact ar@geofund.io within thirty (30) days of issuance. Overdue undisputed amounts may be subject to a finance charge to the lesser of (i) 1.5% of the unpaid balance per month or (ii) the maximum rate permitted by applicable law, and Company may suspend Services immediately after providing written notice of late payment. Customer will reimburse reasonable costs of collection (including attorneys’ fees) for undisputed overdue amounts.
3. TERM AND TERMINATION
3.1 Term. This Agreement begins on the Effective Date and continues until terminated by either Party in accordance with this Agreement. Where Customer has entered into an Order Form, the Services as specified in such Order Form will be provided during the Service Period and any extensions thereof.
3.2 Renewal. Renewal terms, if any, and whether the Services auto renew, will be listed in the applicable Order Form. Notices of non-renewal or scope reduction must be given at least thirty (30) days before the end of the then-current Service Period. If Customer reduces its Transaction Credit quantity on renewal, Company may adjust or remove discounts offered to Customer based on its prior purchase.
3.3 Termination. Either Party may terminate this Agreement upon written notice if the other Party (a) materially breaches this Agreement and fails to cure such breach within thirty (30) days after receiving written notice of the breach; or (b) ceases its business operations or, to the extent permitted by applicable insolvency law, becomes subject to insolvency or bankruptcy proceedings. Outside of an active Service Period, either Party may also terminate this Agreement at any time, with or without cause, upon written notice to the other Party.
3.4 Suspension. Company may suspend Customer’s or any Authorized User’s access to the Services or terminate this Agreement or any Order Form, each in Company’s reasonable discretion: (i) if required to comply with applicable law or regulation; (ii) to address a security threat or mitigate potential harm or liability to Company, the Services, or third parties; or (iii) due to repeated or material violations of this Agreement. Company will use commercially reasonable efforts to notify Customer of any such suspension or termination and, where appropriate, provide an opportunity to cure the issue.
3.5 Effect. Upon termination, access to the Services ceases. Termination or expiration of this Agreement will not affect any rights or obligations that have accrued up to the date of termination, including any outstanding payment obligations. Upon termination or expiration, any provisions that by their nature are intended to survive will remain in full force and effect, including without limitation, those relating to confidentiality, intellectual property, indemnification, limitations of liability, disclaimers, and data handling.
4. CUSTOMER CONTENT
4.1 Customer Content. Customer and its Authorized Users may provide content, data, or other materials to the Services (“Input”) and receive content generated by the Services in response (“Output”). Collectively, Input and Output are referred to as “Customer Content”. As between the Customer and Company, and to the extent permitted by applicable law, Customer retains all ownership rights to Input and owns all Output. Company hereby assigns all right, title, and interest, if any, in and to such Output. Company does not claim ownership of Customer Content.
4.2 Company Obligations. Company shall process and store Customer Content solely to provide Customer with the Services, comply with applicable laws, and prevent abuse, including but not limited to detecting, investigating, and mitigating unauthorized access, fraudulent activity, security incidents, misuse of the Services, and other violations of this Agreement or applicable law.
4.3 Customer Obligations. Customer is responsible for all Input it provides to the Services and represents and warrants that itself and its Authorized Users have all rights, licenses, and permissions required to provide such Input, and that such Input is accurate and lawful. Customer is solely responsible for all use of the Outputs and evaluating the Output for accuracy and appropriateness of the Customer use case. Customer's representations and warranties in this Section apply only to Input that Customer itself provides, and do not extend to Shared Content received from another Customer, which is addressed in Section 4.7.
4.4 Security Measures. Company implements and maintains commercially reasonable administrative, physical, and technical safeguards to protect the security, confidentiality, and integrity of Customer Content. These safeguards are designed to prevent unauthorized access, use, modification, or disclosure of Customer Content under Company’s control. More information is available at http://www.geofund.io/trust-center. Geofund may periodically update its security measures. If Geofund updates its security measures in a manner that materially diminishes the administrative, technical, or physical security features of the Services taken as a whole, Customer may elect to terminate the Agreement and associated Order Forms by providing written notice to Geofund within five business days of the update.
4.5 Breach Notification. Each Party will notify the other promptly, and in any event within 72 hours, upon becoming aware of any unauthorized access to or disclosure of Customer Content. The notice will include the nature of the incident, the data affected (if known), the steps taken to mitigate the impact, and the contact information for further follow-up.
4.6 Privacy. Company’s handling of Personal Data is further described in its Data Processing Agreement, which is incorporated into this Agreement by reference as of the Effective Date and governs such data processing.
4.7 Shared Customer Content. Where the Services allow one Customer to issue, share, or otherwise make Customer Content available to another Customer ("Shared Content"), upon receipt the Shared Content becomes part of the receiving Customer's Account and is treated as such Customer's own Customer Content under this Agreement. Each Customer is independently bound by this Agreement with respect to its own use of Shared Content held in its Account.
The originating Customer remains responsible for the accuracy and lawfulness of Shared Content it originates and for having all rights, licenses, and permissions required to make such Shared Content available through the Services. The receiving Customer's representations and warranties under Section 4.3 do not extend to the accuracy, lawfulness, or completeness of Shared Content as originated by another Customer. The receiving Customer remains responsible for its own use of Shared Content in compliance with applicable law and this Agreement.
Termination or expiration of one Customer's relationship with Company does not affect any other Customer's rights or obligations under this Agreement with respect to Shared Content already received into such other Customer's Account.
5. CONFIDENTIALITY
5.1 Use and Nondisclosure. “Confidential Information” means any business, technical, or financial information disclosed by one Party (“Disclosing Party”) to the other (“Receiving Party”) that is designated as confidential or that a reasonable person would understand to be confidential given the nature of the information and the circumstances of disclosure. For the avoidance of doubt, Confidential Information includes Customer Content. Confidential Information includes, but is not limited to, product designs, source code, trade secrets, business plans, pricing, and Customer Content. Confidential Information does not include information that: (i) is or becomes public through no fault of the Receiving Party; (ii) was known to the Receiving Party before disclosure; (iii) is lawfully received from a third party without restriction; or (iv) was independently developed by the Receiving Party without reference to the Disclosing Party’s Confidential Information.
5.2 Obligations. Receiving Party agrees it will: (i) protect the Disclosing Party’s Confidential Information with the same degree of care it uses to protect its own confidential information of like kind, but not less than reasonable care; (ii) use the Confidential Information only as necessary to perform under this Agreement; (iii) limit access to those employees, agents, professional advisors, or contractors who need to know the information and are bound by confidentiality obligations no less protective than those in this Agreement; and (iv) not disclose the Confidential Information to any third party without prior written consent, except as permitted under this Agreement.
5.3 Permitted Disclosures. The Receiving Party may disclose Confidential Information if required to do so by law, subpoena, or court order, provided that it gives the Disclosing Party prompt notice (unless prohibited by law) and cooperates in seeking a protective order or limiting the scope of disclosure. In no event shall the Receiving Party disclose more than the minimum required to comply with the legal request.
6. INDEMNIFICATION
6.1 By Company. Company agrees to indemnify, defend, and hold Customer harmless against any liabilities, damages and costs (including reasonable attorneys’ fees) payable to a third-party arising from an allegation that the Services infringe any valid patent, registered trademark, or registered copyright enforceable in the jurisdiction in which Customer’s principal place of business is located. This excludes claims to the extent arising from: (a) combination of any Services with products, services or software not provided by the Company; (b) modification of any Services by any party other than Company; (c) Customer Content; or (d) Customer’s use of the Services where Customer has not paid Fees under an Order Form.
6.2 By Customer. Customer agrees to indemnify, defend, and hold Company and its affiliates and licensors harmless against any liabilities, damages, and costs (including reasonable attorneys’ fees) payable to a third party arising out of a Claim related to: (a) use of the Services in violation of this Agreement; or (b) Customer Content.
6.3 Mitigation. If Company reasonably believes that all or any portion of the Services is likely to become the subject of an infringement Claim, Company will: (a) obtain, at Company expense, the right for Customer to continue using the Services in accordance with this Agreement; (b) replace or modify the allegedly infringing Service; or (c) if (a) and (b) are not commercially practicable, Company may, in its sole discretion, terminate this Agreement upon written notice to Customer and refund any prepaid amounts for unused Services. Customer will promptly comply with all reasonable instructions provided by Company with respect to the above, including any instruction to replace, modify, or cease use of the Service.
6.4 Procedure. A party seeking indemnity will provide the indemnifying party with prompt written notice upon becoming aware of any claim, reasonable cooperation in the defense of or investigation of the claim and allow the indemnifying party sole control of defense and settlement of the claim including selection of counsel, provided that the party seeking indemnity is entitled to participate in its own defense at its sole expense. The indemnifying party cannot enter any settlement or compromise of any claim without prior written consent of the other party, which will not be unreasonably withheld, except that the indemnifying party may without consent enter any settlement of a claim that resolves the claim without liability to the other party, impairment to any of the other party’s rights, or requiring the other party to make any admission of liability. THE REMEDIES IN THIS SECTION ARE THE SOLE AND EXCLUSIVE REMEDIES FOR ANY THIRD PARTY CLAIM THAT THE SERVICES OR CUSTOMER CONTENT INFRINGE INTELLECTUAL PROPERTY RIGHTS.
7. WARRANTIES AND LIMITATION OF LIABILITY
7.1 Limited Performance Warranty. Company warrants that the Services will be provided in a manner consistent with generally accepted industry standards and that Company will not knowingly introduce viruses or other malicious code into the Services. This warranty does not apply to Services or features reasonably identified as alpha, beta, preview, or non-production for the Customer, third-party components, or any Services provided free of charge, all of which are strictly provided “AS IS” and are for evaluation only.
In the event of non-conformance with this warranty, Company will use commercially reasonable efforts to correct it. If Company is unable to do so within sixty (60) days of notification, either Party may terminate the affected Services by written notice. In that case, Company will refund any prepaid but unused Transaction Credits related to the terminated portion of the Services.
This warranty does not apply to issues arising from: (i) use of the Services with unauthorized third-party systems; (ii) modifications not made by Company; or (iii) use of the Services in violation of this Agreement.
7.2 Disclaimer of Warranties. EXCEPT AS EXPRESSLY PROVIDED IN SECTION 7.1, THE SERVICES ARE PROVIDED “AS IS” AND COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE. COMPANY MAKES NO WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SUITABLE FOR CUSTOMER’S INTENDED PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL TERMS IMPLIED BY STATUTE OR COMMON LAW, INCLUDING THOSE IMPLIED BY THE SALE OF GOODS ACT 1979 AND THE SUPPLY OF GOODS AND SERVICES ACT 1982, ARE EXCLUDED.
7.3. Limitation of Liability. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY NOR ITS AFFILIATES SHALL BE LIABLE UNDER ANY LEGAL OR EQUITABLE THEORY, INCLUDING BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), OR STRICT LIABILITY, FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSS OF DATA, LOSS OF BUSINESS OPPORTUNITIES, OR LOSS OF GOODWILL, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
EXCEPT FOR (i) CUSTOMER’S PAYMENT OBLIGATIONS; (ii) CUSTOMER’S LIABILITY FOR BREACH OF CONFIDENTIALITY OR INTELLECTUAL PROPERTY RIGHTS; (iii) EITHER PARTY’S LIABILITY UNDER THE INDEMNIFICATION SECTION, AND (iv) GROSS NEGLIGENCE OR WILLFUL MISCONDUCT. THE AGGREGATE LIABILITY OF EACH PARTY TO THE OTHER FOR CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT SHALL NOT EXCEED THE TOTAL FEES PAID BY CUSTOMER TO COMPANY IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
NOTHING IN THIS SECTION LIMITS LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW.
8. MISCELLANEOUS
8.1 Headings. Headings in this Agreement are inserted solely for convenience.
8.2 Feedback. If Customer or its employees, contractors, or agents provide Company with any suggestions, comments, or feedback regarding the Services (“Feedback”), Company may use such Feedback without restriction. Customer hereby assigns to Company all right, title, and interest in and to such Feedback, including any associated intellectual property rights, and waives any claim for attribution or compensation.
8.3 Publicity. Customer grants Company the right to include Customer's name, logo, and branding in Company’s marketing materials and on its website, solely to indicate that Customer is a user of the Services. Customer may only use our name and logo in accordance with our Brand Guidelines.
8.4 Governing Law and Jurisdiction.
US Customers. If Customer's principal place of business is in the United States, this Agreement is governed by the laws of the State of New York, without regard to its conflict-of-laws rules. The parties submit to the exclusive jurisdiction of the state and federal courts located in New York County, New York.
Non-US Customers. If Customer's principal place of business is outside the United States, this Agreement is governed by the laws of England and Wales. The parties submit to the exclusive jurisdiction of the courts of England and Wales.
CISG. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this Agreement.
8.5 Waiver of Jury Trial. To the extent permitted by applicable law, each Party knowingly, voluntarily, and irrevocably waives any right to a trial by jury in any action or proceeding arising out of or relating to this Agreement.
8.6 Force Majeure. Except for Customer’s obligation to pay amounts due under this Agreement, neither Party will be responsible for any failure or delay in performance caused by circumstances beyond its reasonable control, including but not limited to: acts of God, war, terrorism, sabotage, pandemic, natural disasters, government restrictions, or electrical, internet, or telecommunication outages not caused by the obligated Party. A Party affected by such an event shall notify the other Party within a reasonable time after becoming aware of the impact on its obligations and shall use commercially reasonable efforts to mitigate the effects and duration of the force majeure event. This clause does not apply to failures caused by a Party’s negligence or willful misconduct.
8.7 Assignment. Customer may not assign or transfer this Agreement without the prior written consent of the Company, not to be unreasonably withheld, except that Customer may assign this Agreement to a successor entity in the event of a merger, reorganization, change of control, or sale of all or substantially all of its assets. Company may assign this Agreement to any of its affiliates or to a successor entity in the event of a merger, reorganization, change of control, or sale of all or substantially all of its assets.
8.8 Amendments. Company may modify operational or non-material provisions of this Agreement by posting a revised version at https://www.geofund.io/terms with notice to customer. Modifications that materially and adversely affect Customer’s rights require Customer’s consent; if Customer does not consent within thirty (30) days of notice, the prior terms continue until the next renewal, at which point the updated terms govern any renewal.
If Company determines it can no longer reasonably provide the Services under the prior terms, then the Agreement and the Services will terminate upon written notice, and Company will promptly refund any prepaid but unused Transaction Credits covering use of the Services after termination in accordance with this Agreement.
8.9 Severability. In the event that any provision of this Agreement is determined to be illegal or unenforceable, that provision will be limited or eliminated so that the rest of the Agreement remains in full force and effect.
8.10 No Third-Party Beneficiaries. This Agreement creates no rights for third parties.
8.11 Equitable Relief. Customer acknowledges and agrees that a breach or threatened breach by Customer of its obligations under Section 5 (Confidentiality) would cause the Company irreparable harm for which monetary damages may not be an adequate remedy. Accordingly, the Company will be entitled to seek equitable relief that the Company deems necessary for such circumstances. These remedies are in addition to, and not in lieu of, any other rights or remedies available at law or in equity.
8.12 Relationship of the Parties. The Parties are independent contractors. Nothing in this Agreement shall be construed to create a partnership, joint venture, agency, or employment relationship between the Parties.
8.13 Insurance. Company will maintain at its own expense during the term of this Agreement, the following insurance coverages: (a) workers’ compensation coverage with statutory limits; (b) commercial general liability insurance of at least $1,000,000 per occurrence, $2,000,000 aggregate; (c) professional errors and omissions insurance of at least $1,000,000; and (d) technology errors and omissions/cyber insurance with coverage limits of at least $1,000,000 per claim. At Customer’s reasonable written request, and not more than once annually, Company will provide Customer with a Certificate of Insurance evidencing that all coverage required under this Agreement is maintained in force. Nothing in this Section will be construed as limiting or expanding Company’s liability to Customer or any third party.
8.14 Compliance with Laws. Company will comply with applicable U.S. federal and state laws in the provision of the Services and processing of Customer Content. Company may disclose information to the extent required to comply with applicable law, regulation, legal process, or governmental request.
8.15 Actions Permitted. Except for actions related to nonpayment or breach of a Party’s intellectual property or confidentiality obligations, no claim or cause of action arising from this Agreement may be brought more than one (1) year after the cause of action accrues.
8.16 Entire Agreement. This Agreement, together with each Order Form and the Company’s Privacy Policy, constitutes the entire agreement between the Parties regarding the subject matter herein and supersedes all prior oral or written agreements, proposals, or understandings. Company expressly objects to and rejects any additional or conflicting terms provided by Customer, including those in purchase orders, supplier portals, or other standard forms. The obligations of Company are not contingent upon any future functionality of the Services or any oral or written statements about such functionality. If Company provides translations of this Agreement, the English version will control.
8.17 Notices. All Notices will be in writing. Company may provide notices using the information associated with the Customer Account and applicable Order Form. Service will be deemed given on the date of receipt if delivered by email or the date sent via courier if delivered by post. Company accepts service of process at this address: Geofund Global Inc., 875 15th St NW, Suite 600, Washington DC, 20005, Attn: contract-notices@geofund.io
To view these terms at any time, visit the URL below or request a PDF copy from your Company contact. https://www.geofund.io/terms